Allstate Identity Protection vs IdentityForce: Which Is Better in 2026?
A detailed side-by-side comparison to help you choose the right identity protection service for your security needs.
Allstate Identity Protection
IdentityForce
Quick Verdict: Allstate Identity Protection vs IdentityForce
Allstate Identity Protection and IdentityForce are closely matched identity protection services. IdentityForce edges ahead with a 8.4/10 rating vs Allstate Identity Protection's 8.2/10, winning 3 of 6 categories. Your choice should depend on which specific features matter most to you.
Choosing between Allstate Identity Protection and IdentityForce for identity theft protection? This head-to-head comparison breaks down how these two services stack up across 6 key categories including identity monitoring, credit monitoring, insurance coverage, and more.
Allstate Identity Protection holds an overall rating of 8.2/10 (BBB: A+), while IdentityForce comes in at 8.4/10 (BBB: C). We evaluated both services using our standardized methodology with 40+ data points per company.
Price is often a deciding factor: Allstate Identity Protection starts at $9.99/mo while IdentityForce starts at $19.90/mo — a difference of $9.91 per month ($118.92 annually).
Important: $9.91/mo Pricing Difference
Before comparing features, consider that these services have different price points. Allstate Identity Protection starts at just $9.99/mo, while IdentityForce starts at $19.90/mo.
Side-by-Side Comparison
Key features and specifications compared head-to-head.
| Feature | Allstate Identity Protection | IdentityForce |
|---|---|---|
| Overall Rating |
8.2/10
|
8.4/10
|
| BBB Rating | A+ | C |
| Year Founded |
2007 (19+ years)
|
2005 (21+ years)
|
| Monthly Price (Individual) | $9.99/mo | $19.90/mo |
| Insurance Coverage | $1M-$2M (tier and plan type dependent) | $1M (UltraSecure) / $2M (UltraSecure+Credit) |
| Credit Bureaus Monitored | 1-3 (tier Dependent) | 3 Bureaus |
| Monitoring Types | SSN Monitoring, Dark Web Monitoring, Credit Monitoring (1 Bureau), Credit Monitoring (3 Bureaus), Financial Account Monitoring, Social Media Monitoring, Court Records Monitoring, Change of Address Monitoring, Medical Billing, Tax Refund, Payday Loans | SSN Monitoring, Dark Web Monitoring, Credit Monitoring (3 Bureaus), Financial Account Monitoring, Social Media Monitoring, Court Records Monitoring, Change of Address Monitoring |
| Restoration Services | Full White-Glove Restoration | Full White-Glove Restoration |
| Family Plan Available | ✓ Yes | ✓ Yes |
Total Cost Comparison Over Time
See how subscription costs add up over time. Even small monthly differences can lead to significant savings over the years.
| Time Period | Allstate Identity Protection | IdentityForce | Savings |
|---|---|---|---|
| First Year | $119.88 | $238.80 | $118.92 with Allstate Identity Protection |
| 2 Years | $239.76 | $477.60 | $237.84 with Allstate Identity Protection |
| 3 Years | $359.64 | $716.40 | $356.76 with Allstate Identity Protection |
| 5 Years | $599.40 | $1,194.00 | $594.60 with Allstate Identity Protection |
* Calculations based on published individual plan pricing. Actual costs may vary with family plans, discounts, or promotional offers.
Category Ratings Breakdown
How each company performs across key evaluation criteria.
Our editorial team evaluates each identity protection service using a rigorous methodology based on real-world testing, hands-on product trials, and customer feedback analysis. Here's what each category measures:
Ratings are updated quarterly based on ongoing monitoring, customer feedback analysis, and industry changes. Learn more about our full methodology.
Detailed Category Analysis
Identity Monitoring
IdentityForce leads in identity monitoring with a rating of 8.8/10 compared to Allstate Identity Protection’s 8/10. Allstate Identity Protection monitors 11 types of identity threats while IdentityForce covers 7.
Credit Monitoring
IdentityForce leads in credit monitoring with a rating of 8.3/10 compared to Allstate Identity Protection’s 7.5/10. IdentityForce monitors all 3 credit bureaus while Allstate Identity Protection monitors 1-3 (tier dependent).
Insurance Coverage
IdentityForce leads in insurance coverage with a rating of 9/10 compared to Allstate Identity Protection’s 8.5/10. Allstate Identity Protection provides $1M-$2M (tier and plan type dependent) in identity theft insurance while IdentityForce offers $1M (UltraSecure) / $2M (UltraSecure+Credit).
Ease of Use
Allstate Identity Protection leads in ease of use with a rating of 8.3/10 compared to IdentityForce’s 8.2/10. This category evaluates the user interface, mobile app experience, setup process, and dashboard clarity for each service.
Device Security
Allstate Identity Protection leads in device security with a rating of 7/10 compared to IdentityForce’s 6.5/10. Device security includes features like antivirus, VPN, password managers, and safe browsing tools that protect your devices from threats.
Restoration Services
Allstate Identity Protection leads in restoration services with a rating of 8.8/10 compared to IdentityForce’s 8.5/10. Restoration services help you recover after identity theft, including dedicated case managers, fraud resolution specialists, and assistance with paperwork and disputes.
Pros & Cons Comparison
The strengths and weaknesses of each company.
Allstate Identity Protection
✓ Pros
- Backed by Allstate -- a Fortune 100 insurance company with 90+ years of trust and financial stability
- Family plans cover up to 10 members including children and seniors 65+ -- more than most competitors
- Privacy Advocate restoration specialists handle identity theft cases from start to finish, available 24/7
- Blue plan includes full digital security suite (VPN, antivirus, password manager) at competitive pricing
- 3-bureau credit monitoring on Blue plan with reports from TransUnion, Experian, and Equifax
- Up to $2M identity theft insurance on Blue Family plan with $1M stolen funds reimbursement
- Affordable entry point at $9.99/mo for Essentials plan -- one of the lowest in the industry
- 30-day free trial on all plans with no commitment
- Industry-first stolen tax refund advance feature on Premier and Blue plans
- Advanced financial fraud monitoring covers bank accounts, credit cards, 401(k), student loans, and medical billing
- Social media monitoring included on Premier and Blue plans
- Lost wallet assistance with up to $500 emergency cash on Premier and Blue plans
- Clean, intuitive mobile app interface with identity health dashboard
- Strong employer benefits channel -- trusted by 100+ Fortune 500 companies and over 1 million users
- Recognized as Best Identity Theft Protection for Families by Bankrate (2023)
✗ Cons
- Only the Blue plan ($19/mo individual, $36/mo family) includes 3-bureau credit monitoring -- Essentials and Premier monitor TransUnion only
- Digital security tools (VPN, antivirus, password manager) only available on the Blue plan -- not included in Essentials or Premier
- No annual billing discount prominently offered -- all plans billed monthly only
- BBB customer review rating is very low (1.11/5 stars) despite A+ accreditation -- complaints about account access and customer service response times
- Android app rating (3.3 stars) significantly lower than iOS (4.6 stars)
- No data broker opt-out or removal service -- competitors like Aura and Norton include this
- No home title or auto title monitoring -- some competitors include this as a standard feature
- Limited direct affiliate program ($8-$15 per lead) compared to competitors -- primarily focused on B2B employer channel
- Premier plan ($17.99/mo) still lacks 3-bureau monitoring, making the jump to Blue ($19/mo) almost mandatory for serious protection
- No credit score simulator or credit-building tools available on any tier
- Some users report confusion over employer-provided vs. direct-to-consumer plan differences
IdentityForce
✓ Pros
- Backed by TransUnion -- direct access to credit bureau data
- UltraSecure+Credit plan includes daily credit score updates and quarterly 3-bureau reports
- Up to $2M identity theft insurance on UltraSecure+Credit plan
- Generous free trial period (30-60 days depending on offer)
- Annual billing option saves money vs. monthly payments
- Covers unlimited children on family plans
- Medical ID monitoring and payday loan monitoring included
- Smart SSN Tracker checks all names, aliases, and addresses linked to your SSN
- Anti-phishing and anti-keylogging PC protection software included
- Dedicated restoration specialist (white-glove recovery)
- Strong affiliate program ($35/sale via CJ Affiliate)
✗ Cons
- Base UltraSecure plan has NO credit monitoring at all
- No antivirus software included (competitors like IDShield bundle Trend Micro antivirus)
- No password manager included
- Mobile VPN limited to 2GB and mobile app only (no desktop)
- Low mobile app ratings (iOS: 3.0 stars, Android: 2.5 stars)
- Android app may no longer be actively maintained on Google Play
- BBB rating is C (not accredited) -- company references parent TransUnion's accreditation
- Trustpilot rating is average (3.5/5)
- No formal money-back guarantee on paid plans
- Higher starting price than IDShield ($19.90 vs $14.95)
- Credit monitoring plan ($34.90/mo) is significantly more expensive
Who Should Choose Each Company?
Choose Allstate Identity Protection If...
- You want lower monthly costs — Allstate Identity Protection starts at $9.99/mo, saving you $118.92 annually
- You’re looking for a service that’s best for families seeking comprehensive identity protection with coverage for up to 10 members, employees with access through employer benefits programs, and individuals who want strong restoration services backed by a fortune 100 insurance company with dedicated privacy advocates and up to $2m in identity theft insurance.
- You prioritize ease of use — Allstate Identity Protection rates higher in ease of use, device security, restoration services
- You want to try before you buy — Allstate Identity Protection offers a 30-day free trial
Choose IdentityForce If...
- You’re looking for a service that’s best for users who want transunion-backed credit monitoring with direct bureau access, comprehensive identity monitoring including medical id and payday loan alerts, and who prioritize the longer free trial period over bundled device security tools.
- You prioritize identity monitoring — IdentityForce rates higher in identity monitoring, credit monitoring, insurance coverage
- You want to try before you buy — IdentityForce offers a 30-day free trial
- You want 3-bureau credit monitoring — IdentityForce monitors Experian, TransUnion, and Equifax
Frequently Asked Questions
Based on our in-depth analysis, IdentityForce edges ahead with an overall score of 8.4/10 compared to Allstate Identity Protection's 8.2/10. However, the best choice depends on your individual priorities. IdentityForce is best for users who want transunion-backed credit monitoring with direct bureau access, comprehensive identity monitoring including medical id and payday loan alerts, and who prioritize the longer free trial period over bundled device security tools.. Allstate Identity Protection is best for families seeking comprehensive identity protection with coverage for up to 10 members, employees with access through employer benefits programs, and individuals who want strong restoration services backed by a fortune 100 insurance company with dedicated privacy advocates and up to $2m in identity theft insurance.. Read our IdentityForce review and Allstate Identity Protection review for a detailed breakdown.
Allstate Identity Protection is the more affordable option, starting at $9.99/month compared to IdentityForce's $19.90/month — a savings of $9.91/month. Allstate Identity Protection offers a 30-day free trial. IdentityForce offers a 30-day free trial.
Both Allstate Identity Protection and IdentityForce offer the same level of identity theft insurance at up to $1 million. This covers expenses like legal fees, lost wages, and costs related to restoring your identity.
Both Allstate Identity Protection and IdentityForce monitor all three credit bureaus (Equifax, Experian, and TransUnion). This provides comprehensive coverage across Equifax, Experian, and TransUnion, ensuring you are alerted to any changes on all three major credit reports.
Yes, both services offer free trials. Allstate Identity Protection provides a 30-day free trial and IdentityForce provides a 30-day free trial. Free trials let you test the service's monitoring features, mobile app, and alert system before committing to a paid plan.
Both Allstate Identity Protection and IdentityForce offer family plans. Allstate Identity Protection covers up to 10 family members, while IdentityForce covers up to 12. Family plan pricing starts at $18.99/month for Allstate Identity Protection and $24.90/month for IdentityForce. Consider how many family members need coverage and which features matter most for your household.
The key differences between Allstate Identity Protection and IdentityForce are: Allstate Identity Protection is best for families seeking comprehensive identity protection with coverage for up to 10 members, employees with access through employer benefits programs, and individuals who want strong restoration services backed by a fortune 100 insurance company with dedicated privacy advocates and up to $2m in identity theft insurance., while IdentityForce is best for users who want transunion-backed credit monitoring with direct bureau access, comprehensive identity monitoring including medical id and payday loan alerts, and who prioritize the longer free trial period over bundled device security tools.; IdentityForce scores higher overall at 8.4/10 vs 8.2/10; Allstate Identity Protection is more budget-friendly starting at $9.99/month. Read our Allstate Identity Protection review and IdentityForce review for a full side-by-side analysis.
Final Verdict: Who Should You Choose?
Why We Reached This Conclusion
This is a very close comparison. Both Allstate Identity Protection and IdentityForce are reputable identity protection services with strong track records.
With 3 category wins for Allstate Identity Protection and 3 for IdentityForce, along with 0 tied categories, the decision comes down to your specific needs.
Choose Allstate Identity Protection if you prioritize families seeking comprehensive identity protection with coverage for up to 10 members, employees with access through employer benefits programs, and individuals who want strong restoration services backed by a fortune 100 insurance company with dedicated privacy advocates and up to $2m in identity theft insurance..
Choose IdentityForce if you prioritize users who want transunion-backed credit monitoring with direct bureau access, comprehensive identity monitoring including medical id and payday loan alerts, and who prioritize the longer free trial period over bundled device security tools..
Last Updated: March 5, 2026
